Innovative solutions focused on job creation, community building and growth.


Power in the palm of your hand.

  • Mobile Banking - Enables banking services over the mobile phone.
  • Mobile Payments - Enables payments over the mobile phone.
  • Mobile Commerce - Enables integration with E-commerce sites for purchases and payments.
  • Mobile Wallet - Pay by mobile.
  • Mobile Apps - Supports Java enabled mobile phones, Smartphones (Android, Apple & Windows) and solutions over IVR, WAP/GPRS, USSD and SMS services.
  • Bank integration either through the bank's core banking system or through the bank's switch.
  • IMPS (Instant Mobile Payment Services) enabled, for mobile to mobile financial transfers in South Africa and Mozambique..
We understand that banking is more than just viewing your balance or acquiring a statement, it’s about changing the way you live, by giving you real access to your money through an endless range of options.

Our Universal Mobile Banking (UMB) platform was designed and developed to be compatible with any mobile device, from the latest smartphone to the most basic feature phone. It allows for any number of funding mechanisms such as EFTs, prepaid cards, credit cards and loyalty programs to virtually any customer requirement.


PayPay powers the Mobile debit card. The debit card solution enables all previously disadvantage to have access to various products, services and facilities previously not available to them in a more easy and efficient manner.
This facility provides members with instant payment, transfers and access to other products, which means, they don't need to travel long distances carrying large amount of money in hand.


  • PayPay works closely with Banks to define and optimize their mobile strategy, products and business model.
  • Leverages existing bank's technology infrastructure & systems.
  • Seamlessly plug-in with the external interfaces of mobile network operators and business partners.
  • Bank branded white label solution.
  • Support for different business models
  • The PayPay solution enables retailers to provide access to their products and services through SMS, GPRS/3G, USSD, IVR, and Mobile Apps.